Law Office Of Paul DePetris
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New Jersey Home Improvement Law FAQS

INTRODUCTION
Read below to learn more about this topic.  Or, to receive a no cost phone consultation, call Mr. DePetris at 609-714-2020 or send him an email.  Warning – this article does not necessarily include every New Jersey court rule, code or law that may apply to your New Jersey case!  The Law Office of Paul DePetris does not guarantee that the statutes, rules, codes, files or forms on this website are the latest versions, that they lack typographical errors or that they have not changed, repealed or superseded by other laws.  Before taking any action, read all applicable federal and state source law and case law and consult with an attorney.  Court addresses, hours of operation, deadlines and directions may change so check with the court in advance of mailing documents to court or going there!  Some of the webpages on this site don’t apply to all types of New Jersey cases, since there are different rules for different case types!


NEW JERSEY HOME IMPROVEMENT LAW FAQS


WHAT ARE THE NEW JERSEY HOME IMPROVEMENT LAWS?
The New Jersey Consumer Fraud Act and its subsection known as the New Jersey Home Improvement Law, also known as the New Jersey Contractor’s Registration Act, regulate New Jersey Consumer Fraud in New Jersey home repair contracts is a very serious problem, causing many New Jersey homeowners financial losses and inconvenience.  To fight the commission of New Jersey consumer fraud in New Jersey home repair contracts, the New Jersey Legislature passed the New Jersey Contractor’s Registration Act.


TO WHAT TYPES OF NEW JERSEY HOMES DOES THE NEW JERSEY HOME IMPROVEMENT LAW APPLY?
The New Jersey Home Improvement Law applies to residential or non-commercial properties - any single or multi-unit structure used in whole or in part as a place of residence, and all structures appurtenant thereto, and any portion of the lot or site on which the structure is situated which is devoted to the residential use of the structure.


REQUIREMENT THAT NEW JERSEY HOME IMPROVEMENT CONTRACTOR REGISTER WITH THE NEW JERSEY DIVISION OF CONSUMER AFFAIRS
On or after December 31, 2005, no person shall offer to perform, or engage, or attempt to engage in the business of making or selling New Jersey home improvements unless registered with the Division of Consumer Affairs in accordance with the provisions of the New Jersey Home Improvement Law.  Every New Jersey home improvement contractor shall annually register with the New Jersey Division of Consumer Affairs. Application for registration shall be on a form provided by the division and shall be accompanied by a reasonable fee, set by the New Jersey Division of Consumer Affairs in an amount sufficient to defray the division's expenses incurred in administering and enforcing the New Jersey Home Improvement Law.  Every New Jersey home improvement contractor required to register under the New Jersey Home Improvement Law shall file an amended registration within 20 days after any change in the information required to be included thereon. No fee shall be required for the filing of an amendment.


DOES THE NEW JERSEY HOME IMPROVEMENT LAW APPLY TO HOME IMPROVEMENT CONTRACTORS ADVERTISING IN NEW JERSEY? 
Except for certain persons exempted by the New Jersey Home Improvement Law, any person who advertises in print or puts out any sign or card or other device on or after December 31, 2005, which would indicate to the public that he is a contractor in New Jersey, or who causes his name or business name to be included in a classified advertisement or directory in New Jersey on or after December 31, 2005, under a classification for home improvements covered by the New Jersey Home Improvement Law, is subject to the provisions of the New Jersey Home Improvement Law. This section shall not be construed to apply to simple residential alphabetical listings in standard telephone directories.


WHEN IS THE NEW JERSEY HOME IMPROVEMENT LAW NOT APPLICABLE?
The New Jersey New Jersey Contractor’s Registration Act shall not apply to:


a. Any person required to register pursuant to "The New Home Warranty and Builders' Registration Act," P.L.1977, c.467(C.46:3B-1 et seq.);
b. Any person performing a home improvement upon a residential or non-commercial property he owns, or that is owned by a member of his family, a bona fide charity, or other non-profit organization;
c. Any person regulated by the State as an architect, professional engineer, landscape architect, land surveyor, electrical contractor, master plumber, or any other person in any other related profession requiring registration, certification, or licensure by the State, who is acting within the scope of practice of his profession;
d. Any person who is employed by a community association or cooperative corporation;
e. Any public utility as defined under R.S.48:2-13;
f. Any person licensed under the provisions of section 16 of P.L.1960, c.41 (C.17:16C-77); and
g. Any home improvement retailer with a net worth of more than $50,000,000, or employee of that retailer.


WHAT ADDITIONAL REQUIREMENTS MUST A NEW JERSEY HOME IMROVEMENT CONTRACTOR FOLLOW UNDER THE NEW JERSEY HOME IMPROVEMENT LAW?
In addition to any other procedure, condition or information required by the New Jersey Home Improvement Law:


a. Every New Jersey Home Improvement Contractor applicant shall file a disclosure statement with the New Jersey Division of Consumer Affairs stating whether the New Jersey Home Improvement Contractor applicant has been convicted of any crime, which for the purposes of the New Jersey Home Improvement Law shall mean a violation of any of the following provisions of the "New Jersey Code of Criminal Justice," Title 2C of the New Jersey Statutes, or the equivalent under the laws of any other jurisdiction:


(1) Any crime of the first degree;


(2) Any crime which is a second or third degree crime and is a violation of chapter 20 or 21 of Title 2C of the New Jersey Statutes; or


(3) Any other crime which is a violation of N.J.S.2C:5-1, 2C:5-2, 2C:11-2 through 2C:11-4, 2C:12-1, 2C:12-3, 2C:13-1, 2C:14-2, 2C:15-1, subsection a. or b. of 2C:17-1, subsection a. or b. of 2C:17-2, 2C:18-2, 2C:20-4, 2C:20-5, 2C:20-7, 2C:20-9, 2C:21-2 through 2C:21-4, 2C:21-6, 2C:21-7, 2C:21-12, 2C:21-14, 2C:21-15, or 2C:21-19, chapter 27 or 28 of Title 2C of the New Jersey Statutes, N.J.S.2C:30-2, 2C:30-3, 2C:35-5, 2C:35-10, 2C:37-1 through 2C:37-4.


b. The New Jersey Division of Consumer Affairs may refuse to issue or may suspend or revoke any registration issued by him upon proof that the New Jersey Home Improvement Contractor applicant or holder of the registration:


(1) Has obtained a registration through fraud, deception or misrepresentation;


(2) Has engaged in the use or employment of dishonesty, fraud, deception, misrepresentation, false promise or false pretense;


(3) Has engaged in gross negligence, gross malpractice or gross incompetence;


(4) Has engaged in repeated acts of negligence, malpractice or incompetence;


(5) Has engaged in professional or occupational misconduct as may be determined by the New Jersey Division of Consumer Affairs;


(6) Has been convicted of any crime involving moral turpitude or any crime relating adversely to the activity regulated by the New Jersey Home Improvement Law. For the purpose of this subsection a plea of guilty, non vult, nolo contendere or any other such disposition of alleged criminal activity shall be deemed a conviction;


(7) Has had his authority to engage in the activity regulated by the New Jersey Division of Consumer Affairs revoked or suspended by any other state, agency or authority for reasons consistent with this section;


(8) Has violated or failed to comply with the provisions of any act or regulation administered by the New Jersey Division of Consumer Affairs;


(9) Is incapable, for medical or any other good cause, of discharging the functions of a licensee in a manner consistent with the public's health, safety and welfare.


c. An New Jersey Home Improvement Contractor applicant whose registration is denied, suspended, or revoked pursuant to this section shall, upon a written request transmitted to the New Jersey Division of Consumer Affairs within 30 calendar days of that action, be afforded an opportunity for a hearing in a manner provided for contested cases pursuant to the "Administrative Procedure Act," P.L.1968, c.410 (C.52:14B-1 et seq.).


d. An New Jersey Home Improvement Contractor applicant shall have the continuing duty to provide any assistance or information requested by the New Jersey Division of Consumer Affairs, and to cooperate in any inquiry, investigation, or hearing conducted by the New Jersey Division of Consumer Affairs.


e. If any of the information required to be included in the disclosure statement changes, or if additional information should be added after the filing of the statement, the New Jersey Home Improvement Contractor applicant shall provide that information to the New Jersey Division of Consumer Affairs, in writing, within 30 calendar days of the change or addition.


f. Notwithstanding the provisions of paragraph (6) of subsection b. of this section, no individual shall be disqualified from registration or shall have registration revoked on the basis of any conviction disclosed if the individual has affirmatively demonstrated to the New Jersey Division of Consumer Affairs clear and convincing evidence of the individual's rehabilitation. In determining whether an individual has affirmatively demonstrated rehabilitation, the following factors shall be considered:


(1) The nature and responsibility of the position which the convicted individual would hold;


(2) The nature and seriousness of the offense;


(3) The circumstances under which the offense occurred;


(4) The date of the offense;


(5) The age of the individual when the offense was committed;


(6) Whether the offense was an isolated or repeated incident;


(7) Any social conditions which may have contributed to the offense; and


(8) Any evidence of rehabilitation, including good conduct in prison or in the community, counseling or psychiatric treatment received, acquisition of additional academic or vocational schooling, successful participation in correctional work-release programs, or the recommendation of persons who have had the individual under their supervision.


DOES A NEW JERSEY HOME IMPROVEMENT CONTRACTOR HAVE TO CARRY INSURANCE? 
On or after December 31, 2005, every New Jersey Home Improvement Contractor registered under the New Jersey Home Improvement Law who is engaged in home improvements shall secure, maintain and file with the New Jersey Division of Consumer Affairs proof of a certificate of commercial general liability insurance in a minimum amount of $500,000 per occurrence.  Every New Jersey Home Improvement Contractor registered under the New Jersey Contractor’s Registration Act engaged in home improvements whose commercial general liability insurance policy is cancelled or nonrenewed shall submit to the New Jersey Division of Consumer Affairs a copy of the certificate of commercial general liability insurance for a new or replacement policy which meets the requirements of subsection a. of this section before the former policy is no longer effective.


THE NEW JERSEY HOME IMPROVEMENT CONTRACTOR MUST DISPLAY THE NEW JERSEY HOME IMPROVEMENT LAW REGISTRATION NUMBER AT CERTAIN PLACES AND ON CERTAIN NEW JERSEY HOME IMPROVEMENT DOCUMENTS AND NEW JERSEY HOME IMPROVEMENT ADVERTISEMENTS
All New Jersey Contractor’s Registration Act registrants shall prominently display their registration numbers within their places of business, in all advertisements distributed within this State, on business documents, contracts and correspondence with consumers of home improvement services in this State, and on all commercial vehicles registered in this State and leased or owned by New Jersey Contractor’s Registration Act registrants and used by New Jersey Contractor’s Registration Act registrants for the purpose of providing home improvements, except for vehicles leased or rented to customers of New Jersey Contractor’s Registration Act registrants by a registrant or any agent or representative therof.  Any invoice, contract or correspondence given by a registrant to a consumer shall prominently contain the toll-free telephone number provided pursuant to section 14 of the New Jersey Home Improvement Law.


DO OUT OF STATE HOME IMPROVEMENT CONTRACTORS HAVE TO FOLLOW THE NEW JERSEY HOME IMPROVEMENT LAW?
The provisions of the New Jersey Home Improvement Law shall apply to any person engaging in any of the activities regulated by the New Jersey Home Improvement Law in this State, including persons whose residence or principal place of business is located outside of this State.


WHAT PENALTIES DO NEW JERSEY HOME IMPROVEMENT CONTRACTORS FACE IF THEY VIOLATE THE NEW JERSEY HOME IMPROVEMENT LAW?
It is an unlawful practice and a New Jersey Consumer Fraud Act violation to violate any provision of the New Jersey Home Improvement Law.   The following are some of the remedies that New Jersey home repair fraud victims may be entitled to under the New Jersey Consumer Fraud Act:
Cancellation of fraudulent debts.
Treble damages for ascertainable loss of money or property caused by the New Jersey Consumer Fraud Act Violation.
Attorney’s fee award for prosecuting the New Jersey Consumer Fraud Act Violation or defending against lawsuits by contractors to collect a fraudulent debt.
Refund of money lost due to the contractor’s New Jersey Consumer Fraud Act Violation.


In addition to any other penalty provided by law, a person who knowingly violates any of the provisions of the New Jersey Contractor’s Registration Act is guilty of a crime of the fourth degree.  


HOW DO MUINICIPAL LAWS AFFECT THE NEW JERSEY HOME IMPROVEMENT LAW?
The New Jersey Contractor’s Registration Act shall supersede any municipal ordinance or regulation that provides for the licensing or registration of contractors or for the protection of homeowners by bonds or warranties required to be provided by contractors, exclusive of those required by water, sewer, utility, or land use ordinances or regulations.   No municipality shall issue a construction permit for any home improvement to any contractor who is not registered pursuant to the provisions of the New Jersey Home Improvement Law.  The New Jersey Home Improvement Law shall not deny to any municipality the power to inspect a contractor's work or equipment, the work of a contractor who performs improvements to commercial property, or the power to regulate the standards and manners in which the New Jersey home improvement contractor's work shall be done.


HOW CAN THE PUBLIC LEARN INFORMATION ABOUT NEW JERSEY HOME IMPROVEMENT CONTRACTORS?
The New Jersey Division of Consumer Affairs shall establish and undertake a public information campaign to educate and inform contractors and the consumers of this State of the provisions of the New Jersey Home Improvement Law. The public information campaign shall include, but not be limited to, the preparation, printing and distribution of booklets, pamphlets or other written pertinent information.   The New Jersey Division of Consumer Affairs shall provide a toll-free telephone number for consumers making inquiries regarding contractors.


WHAT INFORMATION MUST A NEW JERSEY HOME IMPROVEMENT CONTRACT CONTAIN?
Under the New Jersey Contractor’s Registration Act, on or after December 31, 2005, every New Jersey home improvement contract for a purchase price in excess of $500, and all changes in the terms and conditions of the contract, shall be in writing. The contract shall be signed by all parties thereto, and shall clearly and accurately set forth in legible form and in understandable language all terms and conditions of the contract, including but not limited to:


(1) The legal name, business address, and registration number of the New Jersey home improvement contractor;


(2) A copy of the certificate of commercial general liability insurance required of a contractor pursuant to section 7 of the New Jersey Home Improvement Law and the telephone number of the insurance company issuing the certificate; and


(3) The total price or other consideration to be paid by the owner, including the finance charges.


(4) The contract shall contain a conspicuous notice printed in at least 10-point bold-faced type as follows:


"NOTICE TO CONSUMER


YOU MAY CANCEL THIS CONTRACT AT ANY TIME BEFORE MIDNIGHT OF THE THIRD BUSINESS DAY AFTER RECEIVING A COPY OF THIS CONTRACT. IF YOU WISH TO CANCEL THIS CONTRACT, YOU MUST EITHER:


1. SEND A SIGNED AND DATED WRITTEN NOTICE OF CANCELLATION BY REGISTERED OR CERTIFIED MAIL, RETURN RECEIPT REQUESTED; OR


2. PERSONALLY DELIVER A SIGNED AND DATED WRITTEN NOTICE OF CANCELLATION TO:


(Name of Contractor)


(Address of Contractor)


(Phone Number of Contractor)


If you cancel this contract within the three-day period, you are entitled to a full refund of your money. Refunds must be made within 30 days of the New Jersey home improvement contractor's receipt of the cancellation notice."


THE NEW JERSEY HOMEOWNER HAS A RIGHT TO CANCEL A NEW JERSEY HOME IMPROVEMENT CONTRACT AND GET A REFUND FROM THE NEW JERSEY HOME IMPROVEMENT CONTRACTOR
On or after December 31, 2005, a home improvement contract may be cancelled by a consumer for any reason at any time before midnight of the third business day after the consumer receives a copy of it. In order to cancel a contract the consumer shall notify the New Jersey home improvement contractor of the cancellation in writing, by registered or certified mail, return receipt requested, or by personal delivery, to the address specified in the contract. All moneys paid pursuant to the cancelled contract shall be fully refunded within 30 days of receipt of the notice of cancellation. If the consumer has executed any credit or loan agreement through the New Jersey home improvement contractor to pay all or part of the contract, the agreement or note shall be cancelled without penalty to the consumer and written notice of that cancellation shall be mailed to the consumer within 30 days of receipt of the notice of cancellation.


THE NEW JERSEY CONTRACTORS’ REGISTRATON ACT


56:8-136. Short title. ["Contractors' Registration Act."] This act shall be known and may be cited as the "Contractors' Registration Act."


56:8-137. Definitions relative to home improvement contractors. As used in this act:
"Contractor" means a person engaged in the business of making or selling home improvements and includes a corporation, partnership, association and any other form of business organization or entity, and its officers, representatives, agents and employees.


"Director" means the Director of the Division of Consumer Affairs in the Department of Law and Public Safety.


"Division" means the Division of Consumer Affairs in the Department of Law and Public Safety.


"Home improvement" means the remodeling, altering, renovating, repairing, restoring, modernizing, moving, demolishing, or otherwise improving or modifying of the whole or any part of any residential or non-commercial property. Home improvement shall also include insulation installation, and the conversion of existing commercial structures into residential or non-commercial property.


"Home improvement contract" means an oral or written agreement for the performance of a home improvement between a contractor and an owner, tenant or lessee, of a residential or noncommercial property, and includes all agreements under which the contractor is to perform labor or render services for home improvements, or furnish materials in connection therewith.


"Residential or non-commercial property" means any single or multi-unit structure used in whole or in part as a place of residence, and all structures appurtenant thereto, and any portion of the lot or site on which the structure is situated which is devoted to the residential use of the structure.


56:8-138. Registration for contractors; application, fee. a. On or after December 31, 2005, no person shall offer to perform, or engage, or attempt to engage in the business of making or selling home improvements unless registered with the Division of Consumer Affairs in accordance with the provisions of this act.


b. Every contractor shall annually register with the director. Application for registration shall be on a form provided by the division and shall be accompanied by a reasonable fee, set by the director in an amount sufficient to defray the division's expenses incurred in administering and enforcing this act.


c. Every contractor required to register under this act shall file an amended registration within 20 days after any change in the information required to be included thereon. No fee shall be required for the filing of an amendment.


56:8-139. Act applicable to contractors who publicly advertise. Except for persons exempted pursuant to section 5 of this act, any person who advertises in print or puts out any sign or card or other device on or after December 31, 2005, which would indicate to the public that he is a contractor in New Jersey, or who causes his name or business name to be included in a classified advertisement or directory in New Jersey on or after December 31, 2005, under a classification for home improvements covered by this act, is subject to the provisions of this act. This section shall not be construed to apply to simple residential alphabetical listings in standard telephone directories.


56:8-140. Inapplicability of act. The provisions of this act shall not apply to:


a. Any person required to register pursuant to "The New Home Warranty and Builders' Registration Act," P.L.1977, c.467(C.46:3B-1 et seq.);


b. Any person performing a home improvement upon a residential or non-commercial property he owns, or that is owned by a member of his family, a bona fide charity, or other non-profit organization;


c. Any person regulated by the State as an architect, professional engineer, landscape architect, land surveyor, electrical contractor, master plumber, or any other person in any other related profession requiring registration, certification, or licensure by the State, who is acting within the scope of practice of his profession;


d. Any person who is employed by a community association or cooperative corporation;


e. Any public utility as defined under R.S.48:2-13;


f. Any person licensed under the provisions of section 16 of P.L.1960, c.41 (C.17:16C-77); and


g. Any home improvement retailer with a net worth of more than $50,000,000, or employee of that retailer.


56:8-141. Additional requirements; refusal to issue or suspend or revoke registration; grounds. In addition to any other procedure, condition or information required by this act:


a. Every applicant shall file a disclosure statement with the director stating whether the applicant has been convicted of any crime, which for the purposes of this act shall mean a violation of any of the following provisions of the "New Jersey Code of Criminal Justice," Title 2C of the New Jersey Statutes, or the equivalent under the laws of any other jurisdiction:


(1) Any crime of the first degree;


(2) Any crime which is a second or third degree crime and is a violation of chapter 20 or 21 of Title 2C of the New Jersey Statutes; or


(3) Any other crime which is a violation of N.J.S.2C:5-1, 2C:5-2, 2C:11-2 through 2C:11-4, 2C:12-1, 2C:12-3, 2C:13-1, 2C:14-2, 2C:15-1, subsection a. or b. of 2C:17-1, subsection a. or b. of 2C:17-2, 2C:18-2, 2C:20-4, 2C:20-5, 2C:20-7, 2C:20-9, 2C:21-2 through 2C:21-4, 2C:21-6, 2C:21-7, 2C:21-12, 2C:21-14, 2C:21-15, or 2C:21-19, chapter 27 or 28 of Title 2C of the New Jersey Statutes, N.J.S.2C:30-2, 2C:30-3, 2C:35-5, 2C:35-10, 2C:37-1 through 2C:37-4.


b. The director may refuse to issue or may suspend or revoke any registration issued by him upon proof that the applicant or holder of the registration:


(1) Has obtained a registration through fraud, deception or misrepresentation;


(2) Has engaged in the use or employment of dishonesty, fraud, deception, misrepresentation, false promise or false pretense;


(3) Has engaged in gross negligence, gross malpractice or gross incompetence;


(4) Has engaged in repeated acts of negligence, malpractice or incompetence;


(5) Has engaged in professional or occupational misconduct as may be determined by the director;


(6) Has been convicted of any crime involving moral turpitude or any crime relating adversely to the activity regulated by this act. For the purpose of this subsection a plea of guilty, non vult, nolo contendere or any other such disposition of alleged criminal activity shall be deemed a conviction;


(7) Has had his authority to engage in the activity regulated by the director revoked or suspended by any other state, agency or authority for reasons consistent with this section;


(8) Has violated or failed to comply with the provisions of any act or regulation administered by the director;


(9) Is incapable, for medical or any other good cause, of discharging the functions of a licensee in a manner consistent with the public's health, safety and welfare.


c. An applicant whose registration is denied, suspended, or revoked pursuant to this section shall, upon a written request transmitted to the director within 30 calendar days of that action, be afforded an opportunity for a hearing in a manner provided for contested cases pursuant to the "Administrative Procedure Act," P.L.1968, c.410 (C.52:14B-1 et seq.).


d. An applicant shall have the continuing duty to provide any assistance or information requested by the director, and to cooperate in any inquiry, investigation, or hearing conducted by the director.


e. If any of the information required to be included in the disclosure statement changes, or if additional information should be added after the filing of the statement, the applicant shall provide that information to the director, in writing, within 30 calendar days of the change or addition.


f. Notwithstanding the provisions of paragraph (6) of subsection b. of this section, no individual shall be disqualified from registration or shall have registration revoked on the basis of any conviction disclosed if the individual has affirmatively demonstrated to the director clear and convincing evidence of the individual's rehabilitation. In determining whether an individual has affirmatively demonstrated rehabilitation, the following factors shall be considered:


(1) The nature and responsibility of the position which the convicted individual would hold;


(2) The nature and seriousness of the offense;


(3) The circumstances under which the offense occurred;


(4) The date of the offense;


(5) The age of the individual when the offense was committed;


(6) Whether the offense was an isolated or repeated incident;


(7) Any social conditions which may have contributed to the offense; and


(8) Any evidence of rehabilitation, including good conduct in prison or in the community, counseling or psychiatric treatment received, acquisition of additional academic or vocational schooling, successful participation in correctional work-release programs, or the recommendation of persons who have had the individual under their supervision.


56:8-142. Proof of commercial general liability insurance; requirements. a. On or after December 31, 2005, every registered contractor who is engaged in home improvements shall secure, maintain and file with the director proof of a certificate of commercial general liability insurance in a minimum amount of $500,000 per occurrence.


b. Every registered contractor engaged in home improvements whose commercial general liability insurance policy is cancelled or nonrenewed shall submit to the director a copy of the certificate of commercial general liability insurance for a new or replacement policy which meets the requirements of subsection a. of this section before the former policy is no longer effective.


56:8-143. Refusal to issue, renew, revocation, suspension of registration; procedures. a. The director may refuse to issue or renew, and may revoke, any registration for failure to comply with, or violation of, the provisions of this act or for any other good cause shown within the meaning and purpose of this act. A refusal or revocation shall not be made except upon reasonable notice to, and opportunity to be heard by, the applicant or registrant.


b. The director, in lieu of revoking a registration, may suspend the registration for a reasonable period of time, or assess a penalty in lieu of suspension, or both, and may issue a new registration, notwithstanding the revocation of a prior registration, if the applicant is found to have become entitled to the new registration.


56:8-144. Display of registration number; requirements. a. All registrants shall prominently display their registration numbers within their places of business, in all advertisements distributed within this State, on business documents, contracts and correspondence with consumers of home improvement services in this State, and on all commercial vehicles registered in this State and leased or owned by registrants and used by registrants for the purpose of providing home improvements, except for vehicles leased or rented to customers of registrants by a registrant or any agent or representative therof.


b. Any invoice, contract or correspondence given by a registrant to a consumer shall prominently contain the toll-free telephone number provided pursuant to section 14 of this act.
56:8-145. Applicability of act of out-of-State contractors. The provisions of this act shall apply to any person engaging in any of the activities regulated by this act in this State, including persons whose residence or principal place of business is located outside of this State.


56:8-146. Violations, fourth degree crime. a. It is an unlawful practice and a violation of P.L.1960, c.39 (C.56:8-1 et seq.) to violate any provision of this act.


b. In addition to any other penalty provided by law, a person who knowingly violates any of the provisions of this act is guilty of a crime of the fourth degree.


56:8-147. Supersedure of municipal ordinance, regulation. a. This act shall supersede any municipal ordinance or regulation that provides for the licensing or registration of contractors or for the protection of homeowners by bonds or warranties required to be provided by contractors, exclusive of those required by water, sewer, utility, or land use ordinances or regulations.


b. No municipality shall issue a construction permit for any home improvement to any contractor who is not registered pursuant to the provisions of this act.


56:8-148. Municipal powers preserved. This act shall not deny to any municipality the power to inspect a contractor's work or equipment, the work of a contractor who performs improvements to commercial property, or the power to regulate the standards and manners in which the contractor's work shall be done.


56:8-149. Public information campaign, toll free number. a. The director shall establish and undertake a public information campaign to educate and inform contractors and the consumers of this State of the provisions of this act. The public information campaign shall include, but not be limited to, the preparation, printing and distribution of booklets, pamphlets or other written pertinent information.


b. The director shall provide a toll-free telephone number for consumers making inquiries regarding contractors.


56:8-150. Applicability of C.56:8-1 et seq. Nothing in this act shall limit the application of P.L.1960, c.39 (C.56:8-1 et seq.), or any regulations promulgated thereunder, in regard to the registration or regulation of contractors.


56:8-151. Contracts, certain, required to be in writing; contents. a. On or after December 31, 2005, every home improvement contract for a purchase price in excess of $500, and all changes in the terms and conditions of the contract, shall be in writing. The contract shall be signed by all parties thereto, and shall clearly and accurately set forth in legible form and in understandable language all terms and conditions of the contract, including but not limited to:


(1) The legal name, business address, and registration number of the contractor;


(2) A copy of the certificate of commercial general liability insurance required of a contractor pursuant to section 7 of this act and the telephone number of the insurance company issuing the certificate; and


(3) The total price or other consideration to be paid by the owner, including the finance charges.


b. On or after December 31, 2005, a home improvement contract may be cancelled by a consumer for any reason at any time before midnight of the third business day after the consumer receives a copy of it. In order to cancel a contract the consumer shall notify the contractor of the cancellation in writing, by registered or certified mail, return receipt requested, or by personal delivery, to the address specified in the contract. All moneys paid pursuant to the cancelled contract shall be fully refunded within 30 days of receipt of the notice of cancellation. If the consumer has executed any credit or loan agreement through the contractor to pay all or part of the contract, the agreement or note shall be cancelled without penalty to the consumer and written notice of that cancellation shall be mailed to the consumer within 30 days of receipt of the notice of cancellation. The contract shall contain a conspicuous notice printed in at least 10-point bold-faced type as follows:


"NOTICE TO CONSUMER


YOU MAY CANCEL THIS CONTRACT AT ANY TIME BEFORE MIDNIGHT OF THE THIRD BUSINESS DAY AFTER RECEIVING A COPY OF THIS CONTRACT. IF YOU WISH TO CANCEL THIS CONTRACT, YOU MUST EITHER:


1. SEND A SIGNED AND DATED WRITTEN NOTICE OF CANCELLATION BY REGISTERED OR CERTIFIED MAIL, RETURN RECEIPT REQUESTED; OR


2. PERSONALLY DELIVER A SIGNED AND DATED WRITTEN NOTICE OF CANCELLATION TO:


(Name of Contractor)


(Address of Contractor)


(Phone Number of Contractor)


If you cancel this contract within the three-day period, you are entitled to a full refund of your money. Refunds must be made within 30 days of the contractor's receipt of the cancellation notice."


56:8-152. Rules, regulations. The director, pursuant to the provisions of the "Administrative Procedure Act," P.L.1968, c.410 (C.52:14B-1 et seq.), shall promulgate rules and regulations to effectuate the purposes of this act.


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New Jersey Court employees cannot give you “free” legal advice and a New Jersey Court judge may refuse to let you claim that you were right in taking an action (or in deciding not to take action) because you relied on advice from such employees.  Most New Jersey Court employees are not trained New Jersey attorneys and therefore, they may not know what advice to give you.  Working at the New Jersey Court as a non-judge is not the same as practicing law. 


CAN I RELY ON NEW JERSEY COURT FORMS PROVIDED BY THE NEW JERSEY COURT?
The New Jersey Court usually provides certain types of New Jersey Court legal forms to the public and those forms are often very helpful.  However, beware relying on New Jersey Court forms provided by the New Jersey Court – the New Jersey Court forms are often deceptively simple, while New Jersey cases often are much more complex than they first appear to be.   There is simply no substitute for a competent New Jersey attorney licensed to practice law in New Jersey who has experience handling New Jersey cases.  New Jersey Court forms don’t talk and New Jersey Court forms and their directions rarely, if ever, cover every possible situation, set of facts or legal issue that may arise in a New Jersey case.  Each New Jersey case has its own particular legal issues and therefore, its own challenges.   If you can afford a competent New Jersey attorney, it is best to have the New Jersey attorney prepare your New Jersey Court paperwork for you.  


CAN I HANDLE A NEW JERSEY CASE MYSELF?
Many New Jersey pro se plaintiffs and New Jersey pro se defendants can and do successfully handle New Jersey cases, from filing the first paperwork to the collection of a New Jersey Court judgment.  However, many other New Jersey pro se plaintiffs and New Jersey pro se defendants also make mistakes that lead to the dismissal of their New Jersey cases or that result in the entry of a New Jersey Court money judgment against them.  The greater the money at stake, the greater the reason to consider using the services of a competent attorney licensed to practice law in New Jersey to handle part or all of the New Jersey case.  The following are reasons to use an attorney to handle part or all of your New Jersey case:
New Jersey Court fees often change
New Jersey Court rules often change
New Jersey Court employees cannot give you “free” legal advice and a New Jersey Court judge may refuse to let you claim that you were right in taking an action (or in deciding not to take action) because you relied on advice from such employees
New Jersey Court forms available on websites may not cover every situation you may face in Court
each New Jersey case has its own particular legal issues and therefore, its own challenges
it is very common for New Jersey pro se plaintiffs and New Jersey pro se defendants to file inadequate or incorrect New Jersey Court complaints that result in the New Jersey Court complaints or answers to New Jersey Court complaints being rejected by the New Jersey Court or being dismissed by the New Jersey Court after filing and before or after trial because of procedural deficiencies.   
it is not uncommon for judges to get very frustrated by an unrepresented party’s lack of preparation or ignorance of the facts or law of the New Jersey case.  
a Court has the power to punish unprepared New Jersey plaintiffs and New Jersey defendants, such as by throwing their New Jersey case out of Court or limiting what they can present at the New Jersey Court trial.  
New Jersey has many published cases, laws, regulations, Court rules and rules of evidence that can be very tricky to understand and that can be used to prevent you from doing much of what you want to do at the New Jersey Court trial.  
it is very common for Courts to refuse to allow a party to use or refer to documents or items at the New Jersey Court trial that the person themselves never prepared.  Often New Jersey plaintiffs and New Jersey defendants stumble into New Jersey Court with a video, photograph, bill or affidavit or other form of written statement, thinking they are going to use it as proof that they lost money or that they are not responsible for someone else’s damages, only to have a New Jersey Court judge tell the New Jersey plaintiffs and New Jersey defendants that it is not going to even consider such items or documents.  
without the proper preparation, items and documents may never be considered by the New Jersey Court.  Also, if there are any legal issues to be dealt with at the New Jersey Court trial, you must be prepared to argue them, which may require you to refer to Court rules, evidence rules, laws, regulations or published cases.  
you cannot show up at the New Jersey Court expecting the judge hearing your New Jersey case to explain Court rules, evidence rules, Court procedure or the details of the law that applies to your New Jersey case.  The judge hearing your New Jersey case is not permitted to give you legal advice.


It is important to remember that even if you have an attorney, you could lose your New Jersey case.  Hiring an attorney to handle part or all of your New Jersey case does not guarantee your success.  However, it may provide what is needed to win your New Jersey case or to avoid certain mistakes.


DOES THE LAW OFFICE OF PAUL DEPETRIS HAVE EXPERIENCE HANDLING NEW JERSEY CASES?
Yes.  Paul DePetris has performed the following tasks:
handled New Jersey cases for plaintiffs and defendants across New Jersey, from Bergen County New Jersey to Cumberland County New Jersey, including representations of individuals, small businesses and large corporations.
settled New Jersey cases for plaintiffs and defendants across New Jersey.
reviewed many New Jersey Court settlement agreements.
enforced many New Jersey Court settlement agreements.
provided New Jersey pro se plaintiffs and New Jersey pro se defendants with New Jersey Court legal advice and prepared New Jersey Court legal forms
prepared and filed many New Jersey Court complaints 
tried New Jersey Court jury trials
mediated many New Jersey cases
argued New Jersey Court motions
handled New Jersey Court proof hearings
handled New Jersey Court post judgment collection proceedings


Mr. DePetris has appeared before the Superior Court of New Jersey in the following counties:
Atlantic County New Jersey Court 
Bergen County New Jersey Court
Burlington County New Jersey Court
Camden County New Jersey Court
Cape May County New Jersey Court
Cumberland County New Jersey Court
Essex County New Jersey Court
Gloucester County New Jersey Court
Hudson County New Jersey Court
Mercer County New Jersey Court
Middlesex County New Jersey Court
Monmouth County New Jersey Court
Morris County New Jersey Court
Ocean County New Jersey Court
Passaic County New Jersey Court
Salem County New Jersey Court
Somerset County New Jersey Court
Sussex County New Jersey Court
Union County New Jersey Court
Warren County New Jersey Court 


IN WHAT NEW JERSEY COUNTIES WILL THE LAW OFFICE OF PAUL DEPETRIS HANDLE NEW JERSEY CASES?
The Law Office of Paul DePetris offers to handle and help individuals and businesses with New Jersey Court Claims cases in North, Central and Southern New Jersey, including cases in the following New Jersey counties: 
Atlantic County New Jersey Court 
Bergen County New Jersey Court
Burlington County New Jersey Court
Camden County New Jersey Court
Cape May County New Jersey Court
Cumberland County New Jersey Court
Essex County New Jersey Court
Gloucester County New Jersey Court
Hudson County New Jersey Court
Mercer County New Jersey Court
Middlesex County New Jersey Court
Monmouth County New Jersey Court
Morris County New Jersey Court
Ocean County New Jersey Court
Passaic County New Jersey Court
Salem County New Jersey Court
Somerset County New Jersey Court
Sussex County New Jersey Court
Union County New Jersey Court
Warren County New Jersey Court 


WHAT IF I DON’T HAVE ENOUGH MONEY TO HIRE AN ATTORNEY TO HANDLE MY NEW JERSEY CASE FROM BEGINNING TO END?
In many situations, the Law Office of Paul DePetris offers alternatives to handling New Jersey cases for an hourly fee, such as by offering to handle your New Jersey case up to trial for a fixed fee or to help you handle your New Jersey case by yourself.  Such flexible methods may allow you to keep the amount legal fees you spend on your New Jersey case to a fixed sum, while providing you the help you need to handle your New Jersey case.  For a no obligation phone consultation about what the Firm might be able to do for you, call Mr. DePetris at 609-714-2020 or send an email to Mr. DePetris.    


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